Tawatheq lawyers and legal Consultants provides integrated and diverse legal services in relation to judicial and arbitral disputes; consulting, legal structure, contracts, incorporation, consultation, documentation, zakat, tax or the provision of specialized services to the real estate development company as well as to the central bank’s licensed financing entities; In addition to services related to Islamic banking and Islamic finance, based on our long-standing and diverse experiences.

Our company is distinguished by qualified lawyers and we have an integrated team of lawyers, legal advisors, experienced debt collectors, who have the knowledge and practical experiance who have previously worked in legal departments and collection departments of banks and finance entities licensed by the Central Bank and participated in drafting and preparation of contracts for financing products and portfolios, as well as their representation in the general courts, commercial courts, enforcement courts and committees for the resolution of financial irregularities and disputes. which distinguishes us by having full knowledge of the financing products and regulations, controls and related instructions of the Saudi Centre Bank, as well as the long experience in judicial proceedings relating to financing products in the courts and competent judicial committees.

The company currently represents a number of major companies in its field in large and diverse court disputes, and providing them with the needed legal advice, including without limitation; the the Saudi company for registering financial lease contracts, “Sajil,” Amlak International for Real Estate Finance, Riyad Bank, the National Finance Services Company, Tunnel Boring Limited Company, the National Housing Company, Al-Saedan Real Estate Company, and Emaar the Economic City

Our Services

About Us

Tawatheq Company was established in 2017 in Riyadh by several partners (formerly Ahmed Al-Khushayban and Partner Lawyers and Legal Consultants). It later transitioned into a sole proprietorship professional company. Since its inception, the company has aimed to provide high-quality legal services, becoming an essential part of our clients’ success. To achieve this, we strive through an integrated team and in alliance with the most skilled legal experts, including lawyers and legal consultants with extensive experience, to deliver our services in an outstanding manner that satisfies and meets the needs of our esteemed clients.

Our Services

We strive to provide the best legal services and solutions with high precision in terms of time and quality. We assist our clients by establishing a partnership and collaboration at a professional level that acts as their dedicated legal department. This approach eliminates the need for creating an in-house legal department and all the financial, regulatory, developmental, and administrative costs it entails.

Specialized Services for Real Estate Development and Investment Companies

We strive to provide the best specialized legal services for real estate development companies in their projects, including drafting and reviewing contracts and mitigating legal risks related to the activity and the nature of the project. Additionally, we offer legal consultations to address project-related issues, negotiate and draft contract addendums or settlements to ensure the continuity of projects, maintain a sound legal standing, and keep guarantees effective and enforceable for third parties, buyers, or project beneficiaries.

Collection and Enforcement of Guarantees and All Enforceable Instruments

Over the past years, we have distinguished ourselves with unique achievements for our clients, including financial and banking entities. These accomplishments include enforcing mortgage liens, promissory notes, and compulsory execution on the debtor's fixed and movable assets. Additionally, we have issued and executed judgments for vacating properties, taking possession of them, and delivering them to clients. We have also undertaken all procedures related to the liquidation of properties under debt, including organizing real estate auctions in collaboration with entities accredited by the Ministry of Justice across various cities and regions in the Kingdom.

Advocacy and Litigation

We strive to provide the best legal services in advocacy, including presenting pleadings and memoranda before courts of all levels, as well as quasi-judicial committees such as committees for banking, financial, and insurance disputes and violations, the Securities Disputes Resolution Committee, Zakat and Tax Committees, Customs Committees, and others. Additionally, we handle appeals before appellate courts, requests for reconsideration, and other litigation-related matters.

We also arrange financial settlements for defaulted contracts and address debts using practical legal methods that ensure the client's rights are expedited. Furthermore, we offer legal consultations based on regulations and judicial precedents, clarifying the procedures related to licensing and providing the best solutions and approaches for implementation.

Company Formation and Structuring

Tawathuq Company has extensive experience in establishing local and foreign companies, drafting their articles of association, amending, drafting, and reviewing partner resolutions, and documenting them. We also handle obtaining the necessary licenses and registrations required for companies to conduct their business activities, following up with relevant authorities, registering agencies, trademarks, and trade names, and providing legal consultations related to these processes to ensure compliance with local laws and regulations.

Additionally, we offer legal services to companies that choose to merge their operations with subsidiaries or acquire them to enhance growth and expand their scope of work. These processes require legal restructuring of the involved companies, which must be carried out in accordance with local laws and regulations.

Documentation and Real Estate Title Registration Services

Documenting the sale of real estate, transferring property deeds to the buyer, mortgaging and releasing mortgages, documenting financial declarations and their settlement or transfer, as well as documenting and revoking powers of attorney and documenting company contracts. These and other documentation services are provided under a license granted to us for practicing documentation activities under the supervision of the Ministry of Justice.

Additionally, we handle the registration of all actions and transactions that affect property ownership rights or usufruct rights in accordance with the Real Estate Title Registration System.

Specialized Services for Financing Entities Licensed by the Central Bank

We strive to provide the best specialized legal services for financing entities licensed by the Central Bank, as the market has witnessed rapid expansion and growth in recent years, characterized by the diversification of financing methods and their structures. In light of this, we have collaborated with several Central Bank-licensed financing entities to prepare Shariah-compliant and legal studies for various financing activities and operations. We have also drafted contracts for corporate financing, real estate refinancing, financial leasing of fixed and movable assets, selling financing portfolios and their accompanying service contracts, and other transactions emerging in the financing market. Furthermore, we have worked on legal representation for numerous defaulted contracts, ensuring the full settlement of dues for Central Bank-licensed financing entities.

Key Services We Offer in This Field:

Product Innovation and Development:
Reviewing and improving the company’s existing products to align with Shariah, legal requirements, and Central Bank regulations. We provide ideas and frameworks for innovating new products that can be introduced to the market, along with preparing all necessary components for implementation, including policies, procedures, contracts, agreements, documents, templates, and more.
Extensive Knowledge of Shariah Governance Guidelines for Central Bank-Licensed Financing Entities:
Implementing Shariah governance guidelines issued by the Central Bank for financing entities, which includes establishing a Shariah committee and managing all related tasks such as secretariat services for the committee, approving the company’s products by issuing Shariah rulings, and activating Shariah compliance roles. This involves preparing programs, execution plans, and necessary reports, as well as assessing the compliance of financial products and services with Shariah principles. Additionally, we offer specialized training programs and Shariah awareness initiatives.

Estate and Company Liquidation

We provide liquidation and sales services with utmost efficiency and excellence, completing all necessary legal and regulatory procedures to execute the liquidation process effectively and efficiently. We also offer consultations on the steps that can be taken to ensure the successful completion of the liquidation process and achieve the desired outcomes. Additionally, we are committed to working in a manner that ensures the best and highest interests of all parties while upholding justice.

Zakat and Tax

We provide specialized consultations on all matters related to Zakat and taxes in the Kingdom of Saudi Arabia, including Value Added Tax (VAT), Real Estate Transaction Tax, and Corporate Income Tax.

Partners and Founders

In 2024, Ali bin Mohammed Al-Jarbou became the sole owner and partner of Tawathuq Lawyers and Legal Consultants.

Ali bin Mohammed Al-Jarbou, the founder and CEO of the company, holds a Master’s degree in Corporate Finance Law from the University of Westminster in London, United Kingdom. He has served as a legal advisor to several businessmen and companies, providing guidance on regulatory and legislative matters related to real estate and financial activities. Additionally, he worked as a former advisor to the Housing program, where he contributed to the legislative and regulatory development of various systems, including the Real Estate Transaction Tax and VAT system, as well as the Real Estate Financing and Leasing systems.

He also has extensive expertise in commercial law, having previously served as the Executive Director of Legal Affairs for several companies for over 12 years, some of which are publicly listed. During this time, he managed agreements for real estate development projects involving the construction of 5,000 residential units across multiple cities. Furthermore, he served as the Chief Legal Officer for Emaar Economic City and its subsidiaries, overseeing the development of King Abdullah Economic City as the primary developer of the project. His responsibilities included managing the legal aspects of companies operating in various sectors, such as:

The tourism sector, which includes hotels, resorts, marine, and recreational facilities.
The education sector, including institutions like the World Academy and Prince Mohammed bin Salman College.
Operational sectors of the project, covering services such as energy, water, security, cleaning, and the maintenance of roads and public facilities within residential, commercial, and coastal areas in King Abdullah Economic City.

Additionally, he possesses extensive experience with financing systems and legal risks for financing entities licensed by the Central Bank, whether regulatory or operational. He has served as a lawyer and legal advisor for several Central Bank-licensed financing entities, including Al Rajhi Bank since 2012. In this role, he handled over 140 cases and was a member of the legal oversight team implementing judicial procedures for defaulted financing contracts exceeding SAR 2 billion. He also managed the legal affairs of Amlak International for Real Estate Development and Finance for five years, overseeing the legal aspects of real estate unit development and financing products. He worked on numerous bank facility agreements for the company, which exceeded SAR 2 billion annually with various local banks. Moreover, he provided legal representation for significant financing contracts for corporate clients, demonstrating exceptional proficiency in drafting and reviewing financing products and a thorough understanding of the requirements of the Central Bank, Shariah boards, and associated legal risks.

Bachelor’s degree from the College of Sharia and Fundamentals of Religion with Second-Class Honors from Qassim University.
Master’s degree in Corporate Finance and Investment Law from the University of Westminster, London, United Kingdom.
Certified International Corporate Governance Officer from the International Federation of Governance and Compliance in London.
CME1 Certification from the Capital Market Authority.
Certified Compliance Officer (Governance – Compliance – Anti-Money Laundering) from the Saudi Central Bank-affiliated institute (COO).
Licensed lawyer by the Ministry of Justice since 1435 AH.
Advanced Diploma in Leadership and Strategic Management from Anglo Skills College, United Kingdom.
Advanced Diploma in Management and Strategic Planning from Luton College, United Kingdom.
High-Impact Leadership certification from the Bahrain Institute of Banking and Finance (BIBF).
Advanced Diploma in Total Quality Management from Luton College, United Kingdom.
Completed numerous specialized training courses.

Contracted lawyer for Al Rajhi Bank.
Director of the Legal Department at Amlak International for Real Estate Development and Finance.
Legislative and Regulatory Advisor for the Housing Program.
Part-time Consultant for the National Housing Company.
Director of the Legal Department at Al Othaim Investment Company.
Chief Legal Officer at Emaar Economic City.
Advisor to the Managing Director at Emaar Economic City.
Part-time Consultant to the CEO of Emaar Economic City.

Our Team

Tawathuq Lawyers and Legal Consultants includes a qualified team of experienced and specialized professionals in various legal fields. This is reflected in a number of licensed lawyers and consultants with academic degrees from within the Kingdom and abroad, ensuring the highest level of service for our clients.